Disability and Senior Resources’ primary focus is to make available the most up-to-date, reliable, lifestyle change resources all located on our website and in our publications. Our resources are meant to serve the 57 million Americans who are currently disabled as well as anyone who has or will have significant difficulty with activities of daily living. Some people are born with a disability, others become disabled as a result of an illness or injury, and some people develop them in their senior years. Almost all of us will have a disability at some point in our lives.

Disability Facts:

  • Five million Americans will become disabled this year
  • About 1 in 5 people in America currently has a disability.
  • 33% of 20-year-old workers will become disabled before reaching retirement age.
  • In countries with life expectancies over 70 years of age (which includes the U.S.) people spend on average about 8 years, or 11.5% of their life span, living with disabilities.
  • 50 percent of adults 65 and older has a disability.
  • The lifetime probability facing a 65 year old of developing a disability in at least two primary activities of daily living for at least three months, or becoming cognitively impaired, is 44 percent for males and 72 percent for females. Therefore, women face a 64 percent higher risk than do men.

Reading this factual data, disbelief is common as most of us are surprised at the statistical likelihood of anyone becoming disabled. If the 50 percent of adults age 65 and older with a disability were “out and about”, we would be more aware of the risk of being impaired in some way. We don’t have this awareness as disabled people aren’t “out and about” . . . they’re more likely to be at home. And THAT is an enormous problem.

Our three decades in the Employee Benefit business, specializing in long term disability and long term care coverage’s; gave us a unique and valuable perspective on the process of becoming disabled. Helping corporations purchase the most beneficial disability programs for their employees resulted in our helping disabled employees file long term disability claims via our Disability Counseling Service.[ Professional Advisors can obtain a free profile of our Disability Counseling Service by sending an email to sandra@disabilityservices.com.]


“I’m Disabled . . . Now What?”I'm Disabled...Now What?

We learned firsthand that assisting disabled people in “real world” situations gave us a unique and invaluable perspective. We discovered there was a glaring lack of reliable, up-to-date lifestyle change resources all located in one place. We observed that this created yet another obstacle for those that were adjusting to the physical, emotional and psychological impact of becoming disabled. That’s why we developed “I’m Disabled . . . Now What?” a guide to Lifestyle Changes to help seniors and those with disabilities enjoy more independent and enriched lifestyles.


Getting PaidGetting Paid - An Insider's Guide to Filing Your Long-Term Disability Claim or Appeal

Our experience has proven to us that filling out a 20 page claim form with one “wrong” answer can result in a claim being denied. This can be intimidating to MOST claimants; especially at the same time they’re facing the physical and emotional impact of a life altering disability. This is why we created Getting Paid’, a resource manual on filing disability claims and appeals (how to do it “right” the first time).


accessABLE Travel

With our specialty in long term care benefit planning, we observed that people with physical limitations and aging seniors  tend to stop traveling, frequently unnecessarily. That motivated us to provide a wealth of accessABLE travel tips that are empowering so that you can continue your travels with physical limitations.


Our Resources

Our research helped us locate the most reputable sources of current reliable disability news, informative articles and educational videos; as well as objective information on assistive technology and rehabilitation equipment available from domestic and international sources.

Mobility aids and other useful assistive devices for around the home are designed to enhance the lives of the disabled and those with mobility challenges. Assistive devices and daily living aids assist in supporting independent living for persons with disabilities, seniors, special needs and children with a medical condition. Utilizing assistive devices and mobility aids allows people with disabilities to lead long healthy lives. Having a disability does not mean a person cannot be healthy.

On our Disability and Senior Resources Website you’ll find links to organizations who work tirelessly on behalf of the worldwide disability, rehabilitation and senior communities.